Victor:
Okay.. here's what I'm thinking. The three areas we really need to focus on are saving, investing and most importantly budgeting. I was thinking on writing a prologue to the book, you know.. the section that everyone always skips over. But mine would be interesting.
I could started out by saying something along the lines of:
'Let me guess.. you're in your 30s, you're living paycheck to paycheck and you have a ton of bills that haven't even made it out of the envelope yet. Then I'll segue into 'Look, you spent your teens going to rap concerts and your 20s on spring break vacations, chasing women at the club and shopping at outlet malls. Now you're in your 30s. You have 500 bucks to your name and you have to pay $1500 a month on rent. So how the fuck are you supposed to retire rich? Retirement is 20 years from now and that's not even that far away.' Well chapter () can tell you how you can have $500-$1000 stashed emergency fund in just 12 weeks, a savings account in just 8-10 weeks.
Did you know that if you saved and invested $3-$5 a day in your 30s, you could be a millionaire by retirement? Let's be real.. that's $35 a week, the price you would pay to get into a club on the weekend. Chapter () will show you how to start. And here's the best part: You will NEVER miss that money. Then we can talk about budgeting and how easy it is and how to form and stick to a realistic budget.
The other chapters could focus on other areas of investments such as real estate, mutual funds, 401lk and 403b (should you max or not) and individual stocks. Then we could talk about renting vs owning, saving on car and life insurance, etc. There are so many ideas that I'm just jotting them down as a I speak.
I'm going to make a list of other ideas over the weekend and i'll speak to you on monday about what should make the book. I'm thinking this should be a 100 page easy read.
Holla
